Loans & Mortgage
7 tools in this category. Every one runs privately in your browser, with no account and no cost.
EMI / Loan Calculator
Work out the monthly instalment on any loan — home, car, personal or business — along with the total interest you will pay over its life.
Mortgage Calculator
The payment a lender quotes is rarely the payment you make. This adds property tax and insurance to principal and interest, so you see the whole monthly figure.
Loan Prepayment Calculator
Put a lump sum or a little extra each month against your loan and see exactly what it buys you — in interest saved and in months removed from the term.
Amortisation Schedule
See where each payment actually goes. A year-by-year breakdown of interest, principal and the balance left on your loan.
Refinance & Balance Transfer Calculator
A lower rate is not automatically a better deal. Weigh the saving against the switching cost and see how long you need to stay for the move to pay off.
Flat vs Reducing Rate Converter
A flat rate always sounds cheaper than it is. Convert it to the reducing-balance rate a bank would have to quote for the same repayment.
True APR Calculator
Processing fees, insurance and charges deducted at disbursal all raise what you actually pay. This restates the headline rate as the rate you are really being charged.